(610) 964-1200

I've had credit problems in the past. Does this impact my chances of getting a home loan?

Even with poor credit getting a home loan is still possible. A lender will consider you to be a risky borrower and to compensate for this they will charge you a higher interest rate, and expect a higher down payment usually 20%-50%. The worse your credit history is, the more you can expect to pay.

Today's Low Rates

30 Year Fixed 6.5% 6.523%
20 Year Fixed 6.125% 6.155%
15 Year Fixed 5.625% 5.662%
All rates shown with 0 points